MARKET IS CLOSED
Loading latest tickers...

Dividend Income Calculator

How much a stock or ETF pays you, now and in the future, with and without reinvesting the dividends.

XLUState Street Utilities Select Sector SPDR ETF
Price$41.07
Annual dividend$1.20
Yield2.93%
PaysQuarterly
Growth streak15 yrs
5-yr dividend growth3.28%/yr

$10,000 in XLU buys 243.49 shares and pays about $293 a year today ($73.14 a quarter).

Reinvesting dividends

Yearly income in year 10
$542
Dividends received in total
$4,046
Value after 10 years
$18,518
Shares owned
325.89
Yield on money invested
5.42%

Taking dividends as cash

Yearly income in year 10
$405
Dividends received in total
$3,470
Value after 10 years (shares + cash received)
$17,306
Shares owned
243.49
Yield on money invested
4.05%

Dividend income per year

ReinvestingAs cash
YearIncome (reinvesting)Income (cash)Value (reinvesting)Value (cash)
1$302$299$10,636$10,629
2$321$308$11,311$11,278
3$341$319$12,030$11,949
4$363$329$12,795$12,641
5$386$340$13,608$13,357
6$411$351$14,473$14,097
7$437$363$15,393$14,860
8$465$375$16,371$15,649
9$494$387$17,411$16,464
10$526$400$18,518$17,306

Future income assumes the dividend and share price grow at the rates above, every year; actual dividends can be cut or raised. Past results use real daily closing prices and every cash dividend paid (adjusted for stock splits), with dividends reinvested at the closing price on the pay date. Taxes and trading costs are not included.